Massachusetts Estate Tax: Ryan Kittredge Explains the $2 Million Threshold and Planning Options
In this episode, Ryan Kittredge, President of ClearPath Financial Partners, breaks down the Massachusetts estate tax and how residents can plan around it. Since 2023, the state’s exemption was raised from $1 million to $2 million, but unlike federal thresholds, it is not indexed for inflation and does not allow spousal portability. With rising home […]
Tax Flexibility in Retirement
This episode of the ClearPath Financial Partners podcast deals with flexibility. How retirees can optimize their tax situation through strategic planning and income management. Rather than simply minimizing taxes in any given year, Ryan Kittredge, President & Financial Planner at ClearPath Financial Partners, emphasizes the importance of coordinating multiple income sources—including Social Security, pensions, pre-tax […]
Received an Inheritance? Learn the First Steps to Take.
ClearPath Financial Partners President Ryan Kittredge and Partner, Financial Planner Molly Brown talk about steps to take if you receive an inheritance. Often the best initial step upon receiving an inheritance is to pause, do nothing immediately, and take inventory of all assets and paperwork. Ryan and Molly say the most common mistakes made by […]
How to Help Adult Children Financially Without Hurting Your Retirement
How can parents and grandparents help their children financially without jeopardizing their own future? That question is at the center of a new conversation with Ryan Kittredge, President of ClearPath Financial Partners, who joined Radio Worcester to discuss the delicate balance between generosity and long-term financial security. “The biggest thing is having a game plan […]
Social Security Claiming Strategy and Impact of the Social Security Fairness Act
Ryan Kittredge, President of ClearPath Financial Partners, joined Radio Worcester to explain the complexities of Social Security, including how the Social Security Fairness Act eliminated WEP and GPO provisions and why the timing of when you claim benefits can have major financial consequences.
Why the Final 3-5 Years Before Retirement Matter Most
This episode of the ClearPath Financial Partners podcast focuses on financial planning for individuals entering the crucial three-to-five-year window before retirement — a period Ryan Kittredge describes as the moment when planning must shift from aspiration to precision. Kittredge explains that these final years are when retirement strategies should become fully mathematical, locking in income […]
New Year Financial Reset: Tax Planning, Investing, and Goal Setting Tips
The beginning of the new year can be an ideal time for a financial “reset,” offering a clean slate to review tax planning, cash flow, and investments. On this edition of the ClearPath Financial Partners Podcast, President and Advisor, Ryan Kittredge discusses key financial strategies for the end of one year and the beginning of […]
How Life and Disability Insurance Plays a Role in Approaching Retirement
Ryan Kittredge, President ClearPath Financial Partners, talks about personal insurance. Be sure to check out our previous podcast on insurance. One of the things Ryan wants people to understand is the importance of Long-term disability insurance. He tells us it is an underutilized form of personal insurance and vital in protecting one’s future earning ability. […]
Insurance & Risk Management
Ryan Kittredge of ClearPath Financial Partners welcomed Andrew Zawada of Zawada Insurance Agency for an in-depth discussion about the role of risk management particularly property and casualty insurance in a smart financial plan. Andrew explained the importance of working with an independent insurance agency, which can shop policies among multiple carriers and advocate for clients […]
What Happens to Your Finances When the Government Shuts Down
ClearPath Financial Partners President Ryan Kittredge joins the Talk of the Commonwealth to explain the ongoing effects of a government shutdown. Kittredge explained that the shutdown’s direct financial impact on the average person was minimal, though a prolonged shutdown posed greater risks to the market by delaying key economic data. “A prolonged shutdown, if it’s […]